Tips on How to Expand Your Financial Circle of Influence

Expanding Financial Circle of InfluenceAs you know, the company you keep and spend the most time with heavily influences your habits and overall life. As the saying goes, you are the average of the five people you spend the most time with. If you had to assess the financial awareness and responsibility of the people you hang around the most, what would you conclude? Would you say your circle of influence is financially healthy or financially unhealthy?

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3 Ways I Am Turning My Maternity Leave Into An Early Retirement Practice Run

How to MAKE (1)

I had my first taste of an early “retirement” when I took 6 months of maternity leave with my son 2 years ago. It was completely magical yet by the end of the 6 months off, I was actually ready to return to work.


It’s may seem a bit crazy, that a person like myself who is striving  to not work in 7 years, actually wanted to return to work only after taking 6 months off. How is that possible? Well, I will tell you, two years ago, my mindset after having my 1st son was totally different from what it is today.

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How I Learned to Love My Long Commute (and How You Can Too!)


I have been commuting to my job which is about 1 hour and half away from my house since I was 21 years old. I interned at the location the year before I entered into my senior year of college. When I began working full time at 22, I kept on with my commute. At first, 12 years ago, my commute was only about 1 hour, but since then, I have moved further away from my job and traffic patterns/road work have actually increased my commute. Adding to this, in a few months, my company is moving into a new building 10 minutes FURTHER away!

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Our 7 Year Mortgage Payoff Plan 

There are a lot of differing opinions in the finance community on paying off a mortgage early vs. investing the money elsewhere for a better return. My husband and I have already come to the conclusion that we want to get rid of our mortgage as soon as possible. The real question is how we are going to pay our mortgage off early.

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Why You Shouldn’t Want A Tax Refund 

While I love receiving a tax return, this year we will actually owe money to the Fed’s since my husband’s employer failed to take out enough taxes from his extra job checks. Luckily, we have enough money in savings to pay it off right away. Usually, in previous years, we would’ve received a hefty federal tax refund. I used to look at this as a good thing until I realized what most financially savvy people already know. There is no real benefit in getting a high tax return back at the end of the year. If you are getting a lot of money back at the end of the year, that means you are giving the government too much money from your paychecks!

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My Interview w/ The Personal Economist



I was honored to be interviewed by The Personal Economist over at her awesome blog.

How wonderful is it that the internet  allows us to connect with folks from all around the world and people we normally wouldn’t know existed.

Although we are continents apart, (The Personal Economist is based in Austrailia), we share the same general goals as moms and by wanting to find financial security for our families.

Please check the interview out and let us know what you think!