I’ve struggled with how I can properly communicate not only my story but how to provide realistic advice that you can apply to your finances.
I haven’t reached the promised land of Financial Independence just yet but I’m well on my way. We have no debt besides our primary mortgage (and the debt on our investment property). Some of the strategies I talk about at this level are not relatable or suitable for you if you’re just starting out on your Financial Freedom journey, and that’s ok.
I realize that aggressively saving and investing $85,300 is not always relatable to you. Sure it can be inspiring, but then what? How can YOU get to that point if you’re still trying to create and stick to a proper budget, are deep in debt or have a less than ideal income?
[Read more…] about Where Are You On Your Financial Journey? (How To Identify Your Journey Position)
It’s tax season, the time of year where you’ll most likely be receiving a refund from the government for the taxes you overpaid throughout the year. I used to love getting a big tax refund every year. I’d spend the money without much of a plan until I became more proactive with my tax strategy. Now, my aim is to get the lowest tax refund possible. If I do receive a refund, I already know beforehand how I’ll spend it.
Early in my career, I had no idea how important investing in retirement accounts were to building real wealth and securing my future. I was only concerned with the money I got in that moment. After all, I was told that the money I contributed to my retirement accounts couldn’t be accessed without penalty until I was 59 years old (which is not entirely true). 
Learning how to not give up when things get too difficult or overwhelming is key to reaching your ultimate financial goals. 
