Journey To Launch

Launching to Financial Independence & Helping Others Along The Way

Hi! I'm Jamila

My husband and I saved and invested $169,000 in two years. Want to learn how you can build more wealth too? 
  • Sign up for the Free Your Way to 85K Email Course to learn the strategies to save more no matter your income. 
 
 

Budgeting & Financial Planning

The Credit Union Advantage- Common Myths Debunked & 4 Benefits of Being a Credit Union Member

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*I’m so excited to bring you the first of a few articles that I wrote in partnership with Digital Federal Credit Union, DCU*

For my childhood and most of my adult life, I’d only been exposed to traditional big banks. After doing more research, talking to others who were credit union members, and teaming up with DCU – Digital Federal Credit Union, I was amazed at how well and in some ways, how much better, credit unions stacked up against traditional banks. Were you aware of the powerful impact you could have on your community by being a member of a credit union?

[Read more…] about The Credit Union Advantage- Common Myths Debunked & 4 Benefits of Being a Credit Union Member

Join the Movement and Boost Your Credit Score w/ Experian Boost

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Experian Boost

*This post is sponsored by Experian* 

Access to credit and having good credit allowed me to accomplish some amazing things in my life, like buying my first property at 22 years old which really gave me a strong financial head start.

It was good credit that allowed my mom to establish a solid financial footing in this country when she came here at only 20 years old as single young mom from the island of Jamaica. When she was ready to move out to her own place after staying with family for a few years, she needed credit to get approved for the apartment and when she needed to take out loans for various reasons, she needed to have good credit.

[Read more…] about Join the Movement and Boost Your Credit Score w/ Experian Boost

How We Saved $169,000 in 2 Years With the Help of This Budgeting System

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How We Saved $169,000 in 2 Years With the Help of This Budgeting System

*I’m so excited to bring you this sponsored post by YNAB which breaks down how my husband and I drastically boosted our savings rate by using their budgeting system*

A few years ago, I was unhappy and felt stuck in a job that did not serve my soul. I was making good money but I didn’t understand how I could go about living a more fulfilled life.  

It took being stuck in traffic for 4 hours on my commute home from work, while pregnant with my first son, for me to say “enough is enough”. I remember bursting into tears in the car and then crying again when I got home, sobbing to my husband that I couldn’t do this forever.

Would this be my way of living for another 30 years? Would this be the example that I’d set for my kids? To just simply work for a paycheck, not being able to fully experience my potential and enjoy life on my own terms?

It was in that moment, that I decided to figure something out. I didn’t know exactly what I was going to do, or how I was going to do it, but I knew something had to change. [Read more…] about How We Saved $169,000 in 2 Years With the Help of This Budgeting System

Advanced Journeyer

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Advanced Journeyer-

You’re in a unique position in your Financial Freedom journey. You have all the tools you need to reach all of your goals; a decent income, ok spending habits and have been slowly building your net-worth yet you still feel stuck or are unclear how to take your finances to the next level. You may still need to perfect the basics but you have a good understanding of the concepts. You’re looking to gain some clarity, create a realistic actionable plan and execute.

Advanced Journeyer Current Situation & Roadblocks

  • Spends within reason but looking for even more ways to save money
  • Fully funded or almost fully funded emergency fund
  • Saving towards retirement but looking to contribute more
  • Needs more clarity and organization around current finances
  • Looking to invest outside of retirement accounts
  • Little to no debt other than the primary mortgage
  • Wants help creating an early retirement plan

Advanced Resources:

Resource Library (Free)

1on1 Coaching (Prices Vary)

Click here to be the first to be notified for new resources, courses, and information directly related to where you are as an Advanced Journeyer.

Intermediate Journeyer

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Intermediate Journeyer- 

You’re in the thick of your Financial Freedom journey. You see the faint light at the end of the tunnel but you need help organizing your finances and creating an efficient debt payoff strategy. You’re able to support your lifestyle but know you can be doing more to reach all of your goals. You’re looking to whip your finances into shape and make the transition from a negative net-worth to a positive net-worth.

Intermediate Journeyer Intermediate Current Situation & Roadblocks

  • Doesn’t truly understand where money goes each month
  • Needs efficient strategies to pay off debt
  • Saves a minimal amount towards retirement
  • Small to no emergency fund
  • Negative or small net-worth
  • Capacity to save and invest more but don’t know how
  • Needs help cutting expenses
  • Wants to start investing

Intermediate Resources:

5-Day Money Savers Challenge (Free)

Your Way To $85K Free Email Course (Free)

Resource Library (Free)

Wealth Building Manual ($27)

1on1 Coaching (Prices Vary)

Click here to be the first to be notified for new resources, courses, and information directly related to where you are as an Intermediate Journeyer

 

 

Beginner Journeyer

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Beginner Journeyer

You’re just starting out on your financial freedom journey. You haven’t always made the best financial decisions but that’s all in the past. Perhaps your parents didn’t teach you much about money or maybe you were sold the dream of overpaying for a college education only to land a job that barely allows you to pay more than the minimum on your student loan.

Whatever your reason, you’re tired of sitting on the sidelines and watching other people live the life you were meant to have. You’re looking to make some serious changes to your habits and mindset so that you can break the negative financial cycle. You need help getting started, staying focused and learning the basics.

Beginner Journeyer Current Situation & Roadblocks

  • Living paycheck to paycheck
  • Struggling to pay off debt and not accumulate more debt
  • No additional money to save and invest every month
  • Little to no investments
  • Not investing or investing very little towards retirement
  • Little to no emergency fund
  • No budget
  • Negative net-worth

Beginner Resources:

5-Day Money Savers Challenge (Free)

Your Way To $85K Free Email Course (Free)

Resource Library (Free)

Wealth Building Manual ($27)

1on1 Coaching (Prices Vary)

Click here to be the first to be notified of new resources, courses, and information directly related to where you are as a Beginner Journeyer.