It’s the perfect time look back and reflect on your finances and do a year-end review so that you can have your best financial year yet. Typically you do this at your job, especially in the corporate environment.You do an assessment of what went right, what went wrong and you set your goals for the new year.
In this blog post, I wanted to walk through how you should conduct your own year-end review and then how to evaluate what you should be doing going forward in the new year to start working towards your goals.
[Read more…] about 4 Ways To Set Yourself Up For Financial Success in the New Year
Early in my career, I had no idea how important investing in retirement accounts were to building real wealth and securing my future. I was only concerned with the money I got in that moment. After all, I was told that the money I contributed to my retirement accounts couldn’t be accessed without penalty until I was 59 years old (which is not entirely true). 
In a perfect world, we all want to improve our finances by saving more, spending less and avoiding debt. Often, what holds us back from making trans-formative changes to our finances, is the fear that we will be in essence giving up the things we enjoy the most. The perception of an all or nothing approach scares many people away from even starting on their journey to financial freedom. But, it doesn’t have to be all or nothing, it doesn’t have to be so radical, and the changes don’t have to happen overnight.
I’ve been putting off index investing all year. I’d made a bunch of reasons up about why it wasn’t the right time to start. They were all lies I told myself, just so that I could mask the intense fear I felt about doing something I had never done before. But, isn’t that always the reason we choose to not go after what we know we should, the fear of the unknown. Well the excuses stop now, because I finally did it and I am now the proud owner of index funds. *slow clap* 
Wow 2016 has been quite a year! I gave birth to a beautiful baby boy and took 5 months of maternity leave to bond with him and my 2 1/2-year-old. It was a year of transitions, going from one to two children and the year I decided to start this blog. It was also the year that I set my retire by 40 goal which meant I had to get laser focused and specific on what it would take to get there. I set some