*This post is sponsored by Experian* 

Access to credit and having good credit allowed me to accomplish some amazing things in my life, like buying my first property at 22 years old which really gave me a strong financial head start.

It was good credit that allowed my mom to establish a solid financial footing in this country when she came here at only 20 years old as single young mom from the island of Jamaica. When she was ready to move out to her own place after staying with family for a few years, she needed credit to get approved for the apartment and when she needed to take out loans for various reasons, she needed to have good credit.

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