Journey To Launch

Launching to Financial Independence & Helping Others Along The Way

Hi! I'm Jamila

Last year, my husband and I saved and invested $85,300. Want to learn how to save more money too? 
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Taxes

3 Questions To Ask Before You Spend Your Tax Refund

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3 Questions To Ask Before You Spend Your Tax RefundIt’s tax season, the time of year where you’ll most likely be receiving a refund from the government for the taxes you overpaid throughout the year. I used to love getting a big tax refund every year. I’d spend the money without much of a plan until I became more proactive with my tax strategy. Now, my aim is to get the lowest tax refund possible. If I do receive a refund, I already know beforehand how I’ll spend it.

Here are the 3 questions you should ask yourself if you want to be more proactive and deliberate with how you spend your tax refund this year: [Read more…] about 3 Questions To Ask Before You Spend Your Tax Refund

Why You Shouldn’t Want A Tax Refund 

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Why You Shouldn't Want A Tax RefundWhile I love receiving a tax return, this year we will actually owe money to the Fed’s since my husband’s employer failed to take out enough taxes from his extra job checks. Luckily, we have enough money in savings to pay it off right away. Usually, in previous years, we would’ve received a hefty federal tax refund. I used to look at this as a good thing until I realized what most financially savvy people already know. There is no real benefit in getting a high tax return back at the end of the year. If you are getting a lot of money back at the end of the year, that means you are giving the government too much money from your paychecks! [Read more…] about Why You Shouldn’t Want A Tax Refund