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The lessons I’ve learned, have allowed me to become savvy in budgeting and all things personal finance. Because of my money habits, my family and I are debt free (besides the mortgage) and I'm on my way to becoming financially independent by the age of 40. I want to teach you what I’ve learned through a little trial and error and a lot of discipline over the years. My goal is to help you eliminate debt, save more money and increase your net worth.